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Credit Card Penalties

RECLAIM CREDIT CARD CHARGES

Most credit card companies will charge customers for three main things – late payment, exceeded credit limits and returned payment. Have you been charged hundreds or even thousands of pounds by your credit card company? If so, then you have a claim.

We are a specialist company, set up to help victims of credit card penalties and we know how to win your case.

THE LAW

When you take out a credit card, you are entering into a contract. If you breach that contract by late payment or exceeding credit limits the credit card company can rightly claim it’s losses. However, the sum must reflect actual costs incurred as opposed to the extortionate charges that are usually made. 

OUR SERVICE

Our services include but are not limited to the following:

  • Obtain the correct records (evidence)
  • Assess the value of your claim, which will also include statutory interest
  • Communicate with your lender or their nominated Solicitors
  • Negotiate the highest possible amount
  • Assess the reasonableness of any offers made
  • chase your cheque after the dispute is resolved
  • Refer your case to The Financial Services Ombudsman and manage the Refer your case to The Financial Services Ombudsman and manage the whole process until you get your cheque
OUR FEES

We are so confident in our ability to help you that we will act for you on a no-win-no-fee basis.

Our fee is 25% plus VAT of the damages we recover for you with a minimum fee of £75.

 Click Here to Apply

 

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Have You Been Unfairly Treated By The Banks?

Would you really know if you have?

If your credit agreement was taken out prior to 6th April 2007 and is regulated by the Consumer Credit Act of 1974 it may be unenforceable.

Working closely with auditors and our panel of solicitors, Debtbusters provides a service designed to assist our clients claiming a settlement within 4 to
12 months of their claim being accepted.

Click Here For More Info